Credit and Loans

Personal Loans

Whether you need cash to buy a home, make home improvements, purchase a vehicle, go on a vacation, or pay off high-interest credit cards, CNB has a variety of loan products with terms and rates to fit your needs.  With local lenders available in each branch we are ready to promptly respond to your request.

  • Personal installment loan or revolving line of credit
  • Auto, Truck, Boat
  • Home Equity Loan or Line of Credit
  • Mortgage/Real Estate

Apply for a Loan

Contact one of our local branches to complete a loan application today!

Home Equity Line of Credit (HELOC)

Convenience, control, and flexibility are just some of the benefits of a CNB Home Equity Line of Credit.  Whether you are buying a car, building an addition, paying college tuition, or want to create a safety net for unexpected expenses, the convenience of a HELOC from CNB puts you in control of your equity.

Low Rates: 3.25% Annual Percentage Rate (APR) (as of 8/1/14) a variable rate equal to Prime Rate published in the Wall Street Journal. (Maximum APR is 24%)
Flexible Terms:
  • 10-year draw period
  • Minimum monthly payment equal to .50% of principal balance or $50, whichever is greater, plus accrued interest.
  • Interest-only repayment during draw period (optional).
  • Fixed-rate options available that provide for amortized fixed monthly payments.
Closing costs of approximately $600 - $1,600 due at settlement. Closing costs may be advanced from initial draw.  Itemization of costs is available upon request.
Costs Rebate:
The county recordation fees, cost of an evaluation, cost of property and judgment report and real estate processing fee are eligible for rebate. Rebate amount shall not exceed the amount of interest paid during the first two years the account is open or $1,000, whichever is less. Customer must request rebate and will be provided with Rebate Certificate at settlement.
Insurance: Borrower must maintain insurance on the property securing the credit.

For additional information, or to complete an application, call or visit your local branch.

National Mortgage Registry List

Financial Calculators

To assist you with your financial planning needs, use one of our many financial calculators to determine what options will best fit your budget. (link to Profit Stars financial calculators)

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